Services & Solutions

SMC offer a comprehensive range of solutions to suit all fleet sizes and needs. Regardless of size every one of our customers can benefit from the economies of scale we command with our fleet size.

We can tailor our level of support with each business, from providing finance through to outsourcing the whole fleet operation to us.

Our free fleet audits can identify operational issues and evaluate cost saving initiatives and compliance. Call us to arrange a fleet audit on 0800 1700007.

Why Choose....

Contract Hire

At SMC we have the benefit of being an independent leasing company offering contracts on our ‘own paper’. Although we are not tied to any manufacturer or finance house we are able to search the market to ensure we deliver the best contracts to suit our customers.

Contract Hire has many benefits that will suit a wide spectrum of businesses including:

• Fixed Monthly Rentals – ideal for budget forecasting and controlling costs
• No risk from future vehicle values
• Including maintenance will give a fixed cost alleviating any unexpected garage bills
• Reduces administration
• Off Balance sheet funding
• Low deposits

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Personal Contract Hire

For private individuals that would like:

• Fixed monthly payments
• Low Deposit

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Finance Lease

Finance Lease allows a business to lease the vehicle for a fixed period of time. At the end of the agreement the vehicle is sold and the lessee receives up to 100% of the proceeds of the sale to offset against rentals paid.

This type of hire provides complete flexibility as it does not contract you to a specified mileage and a balloon payment could be included in the contract to reduce the monthly payments.

If at the end of the agreement you would like to extend the contract for another year, there is usually a cost of one month's rental (peppercorn payment).

Benefits

• Low Deposit
• The vehicle is classed as an Asset on the balance sheet
• How the vehicle is disposed of is down to the lessee
• Up to 100% of VAT on rentals may be recovered, if VAT registered
• Businesses that are not VAT registered can spread the VAT cost over the rentals rather than finding the capital VAT up front on commercial vehicles.

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Lease Purchase

If you are looking to own a vehicle but would like to reduce your monthly payments, Lease Purchase may provide you with a solution. It is a purchase plan that allows you to incorporate a balloon payment at the end of the agreement. As with a Hire Purchase agreement there are fixed monthly payments and, once the final balloon payment has been made, outright ownership is achieved.

Benefits

• Low Deposit
• If VAT registered, VAT on the purchase price may be re-claimed
• No VAT on monthly payments Will be an asset and attract write down allowances

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Sale and Leaseback

If you need to release capital back into the business we can buy back part or all of your existing fleet releasing the capital that is tied. The same vehicles are then leased back to you on a fixed monthly rental.

On leasing the vehicle the company benefits from the advantages of contract hire such as not carrying the risk of future values of vehicles.

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Fleet Management

The management of a fleet of vehicles is both time consuming and an administration burden. As a Fleet operator with over 21 years of experience we have be-spoke software to manage the maintenance of your fleet with the purchasing power to reduce your motoring costs but also the flexibility to offer full management reporting on your vehicles.

• We can offer you the services on a national basis and would treat your vehicles with the same care that we treat our own.
• The abilty to use our purchasing Power to ensure you get the most competative priced vehicles.
• All pricing deals are mirrored between our partners and clients. Saving you Money.
• Disposal of your current vehicles at the end of the life. We can maximise your vehicles value by helping you achieve the best value for your vehicle.